Knowing what’s on your credit report is crucial to your financial health, because this report is used by credit card companies to determine your credit score. A higher credit score means better interest on loans, insurance and credit cards. It could also mean the difference between getting a job or not, or having your rental application accepted, as these also involve credit checks.
Here’s how to get yours.
- Go to http://www.annualcreditreport.com.
- Select your state of residence and click “Request Report.”
- Go through the step-by-step process to obtain your free credit report from the three main credit bureaus: Experian, TransUnion, and Equifax.
- Print your report!
You are entitled by law to a free credit report once per year. We will go over what’s on your credit report and what to look for in a future blog post!
Do you get your free credit report each year? Why or why not? Give your reasons in the comments!
Recent Comments